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DISCLAIMER: We are NOT financial professionals. The credit card rewards and credit score improvements stated above are the results of our own personal efforts and those of our clients, friends and family. Our results are not typical and are the product of intensive research, planning and credit card management, that we now teach to our students. We make no implication or guarantee that the average person will be able to duplicate our results. Many factors influence the ability to qualify for the high credit card rewards bonuses mentioned including household income, credit score and prudent personal finance management.